Welcome to the world of ARFI Investment Company! Established in 2022 and proudly registered and licensed by the Central Bank of Armenia, we are here to help you achieve your investment goals.
At ARFI, we operate an innovative investment crowdfunding platform powered by our passion for delivering exceptional investment experiences. Our platform's rules and transparency of operations comply with regulatory standards.
With ARFI, you can be part of a transformative journey. Whether you are a company looking to fund your next big idea or an investor seeking lucrative investment opportunities, our platform offers a seamless, user-friendly experience. We provide a secure and transparent environment that prioritizes your needs and aspirations while adhering to regulatory standards and industry best practices.
ARFI is an online platform where companies can fund projects, and investors can easily invest online! We are more than just a crowdfunding platform – we are a reliable mediator, connecting companies operating in Armenia with investors worldwide.
Our mission is clear: to contribute to the growth and development of the Armenian economy by empowering startups and small and medium-sized enterprises (SMEs) to secure funding for their profitable projects. With the ARFI investment crowdfunding platform, we are breaking barriers and opening up new opportunities for entrepreneurs in Armenia.
Our platform brings together visionary companies and forward-thinking investors, creating a dynamic ecosystem that fosters entrepreneurship, drives economic growth, and creates jobs.
Join us in shaping the future of the Armenian economy through the ARFI investment crowdfunding platform.
The Armenian National Interests Fund (ANIF) CJSC proudly backed our company, serving as our sole shareholder. ANIF is an established and recognized entity in Armenia, known for its commitment to advancing national interests and driving economic growth.
to facilitate fundraising for Armenian companies and foster economic growth.
on its platform to better align the interests of entrepreneurs and investors and empower companies to set their terms for fundraising.
among entrepreneurs and investors through targeted marketing and promotional campaigns to educate, engage, and empower stakeholders on its platform.
Impartiality is a core value at ARFI Investment Company. We uphold this principle by utilising screening systems that ensure an unbiased and fair approach to all participants on our platform.
Professionalism is ingrained in our culture. We adhere to internationally recognized corporate governance standards and embrace collegial decision-making principles. Our team comprises highly qualified specialists holding internationally recognized finance certification and professional qualification licences by local financial market authorities, ensuring the highest level of expertise and professionalism in our operations.
Legality is a top priority. We conduct thorough examinations to ensure the legality of companies that raise funds on our platform. We diligently adhere to money laundering and terrorist financing principles when screening investors, ensuring compliance with all applicable laws and regulations.
Cooperation is a fundamental business value at ARFI Investment Company, as we actively seek partnerships with local and international organizations. We aim to expand our investor base and offer investment projects that align with international economic and social standards by collaborating with diverse stakeholders to create a synergistic ecosystem that fosters growth, innovation, and positive social impact.
Serge Grigoryan has over 14 years of experience in the banking sector. He is a partner of “EvaBeta...
Edgar Evoyan has more than 14 years of work experience in banking, investment, and payment spheres...
Aram Nalbandyan has more than 16 years of work experience in the banking, investment, payment and government spheres...
Srbuhi Melkonyan has over 17 years of professional experience in finance, taxes, and audit...
Hayk Tadevosyan has over 15 years of work experience in business development and banking sectors in Russia and Armenia...
Artur Dilanyan has over seven years of work experience in the investment sector...
If you're an investor looking for exciting new investment opportunities, ARFI provides a great way to discover and invest in innovative companies. ARFI offers various services to companies seeking funds, from due diligence to marketing and promotion, legal and compliance support. In this list, we'll explore some of the key services that ARFI provides to companies seeking to raise funds and how these services can benefit investors like you
With ARFI, you get a diverse range of early-stage companies with high growth potential. Investing in these companies might realize high returns on your investments.
ARFI conducts extensive due diligence on companies and investment opportunities listed on the website to ensure they meet specific standards and criteria. This means you can invest confidently, knowing we’ve done the legwork to ensure the utmost quality and reliability.
ARFI provides legal and compliance support to help you navigate the regulatory requirements associated with raising funds from the public. Be sure that companies meet regulatory requirements and operate competently!
ARFI offers escrow services, where funds are held in a third-party account until the investment is completed. Trust ARFI to safeguard your investments and provide you with the highest level of security so you can invest with peace of mind.
Get ready to take control of your investments like a pro with ARFI’s cutting-edge tracking and reporting tools. We empower investors with real-time updates on company progress, comprehensive financial statements, and a wealth of other essential information. Stay ahead of the game, make informed choices, and maximize your investment potential.
ARFI ensures the registration of your ownership rights at the Central Depository of Armenia, providing a secure and transparent process for you to establish your ownership in the investment projects you have invested in.
ARFI provides companies access to a large and engaged community of investors interested in innovative and exciting investment opportunities.
ARFI conducts extensive due diligence on companies and investment opportunities listed on our website to ensure they meet specific standards and criteria, which can help build investor confidence and trust.
ARFI has a team of experts who can help companies market their investment opportunities and promote them to potential investors, increasing the likelihood of successful fundraising
ARFI provides companies with legal and compliance support to ensure they meet regulatory requirements and can navigate complex regulations associated with raising funds from the public.
ARFI provides tools and support for managing investors, including investor relations, communication, and reporting, helping companies build strong relationships with investors and increase the chances of repeat investments.
ARFI offers escrow services, where funds are held in a third-party account until the investment is completed, ensuring that investments are safe and secure.
ARFI provides tools for tracking investments and reporting to investors, including updates on company progress, financial statements, and other information, helping companies build credibility and transparency with investors.
1. Emerging Market: Armenia’s technology startup ecosystem has been experiencing significant growth, increasing investment opportunities in this sector.
2. Inclusive Investment Access: Previously, such investment opportunities were limited to institutional investors, venture capitalists (VCs), and angel investors. ARFI now opens up these opportunities to a broader audience, providing access to invest in Armenian startups and small-medium-sized companies for everyone.
3. Diversification: Investing in Armenian companies allows diversifying investment portfolios beyond traditional asset classes, sectors, or geographies, providing potential for higher returns and risk mitigation.
4. Economic Development: Investing in Armenian companies can contribute to developing the local economy, supporting job creation, fostering entrepreneurship, and promoting economic growth in the region.
5. Early-stage Investment Opportunities: ARFI offers investment opportunities in early-stage companies, providing the potential for higher returns compared to mature companies, albeit with higher risks.
With a single commission fee of 9% of the fundraising amount (7% ARFI commission, 0-2% commercial bank commission depending on escrow account and virtual POS terminal tariffs) ARFI offers a simple fee system that ensures complete transparency for investors. ARFI fee is charged only from the Issuer, moreover, it only applies if the crowdfunding is successful, making the investment process convenient and less risky. Take advantage of this opportunity to invest in exciting new ventures - sign up with ARFI today!
This includes learning about the company's industry, market, and competition. Make sure you read the company’s Investment offering document.
Every investment comes with risks, and it’s important to understand the risks involved before investing. Be sure to read the investment documents carefully and ask questions to clarify any doubts.
Make sure you fully understand the terms of the investment, such as the duration, returns, and exit options, before making any investment decisions.
Investing always carries some level of risk, and it’s important to invest only what you can afford to lose without affecting your financial stability.
This represents the essential starting point for the company's plans. Once it hits the Minimum Funding Goal, it is off to the races! Every contribution, big or small, makes a significant impact!
This is the dream target! The project is aiming to raise Maximum Funding Goal to fuel its growth and bring its vision to life.
Secure your slice of this thrilling venture for just the Share Price per share! You can become an integral part of this journey with the company!
The clock is ticking! Act now, as this special offer concludes on the deadline! Seize the opportunity to be a part of something truly extraordinary.
Choose from Common/Preferred/Future shares or corporate bonds. Join the company on this exhilarating journey!
Investors lend money to the company, expecting it to repay the investment with interest.
Investors provide capital to the company in exchange for a piece of ownership.
Or cash equivalent – Agreement with a deferred condition regarding equity repurchase in the company’s capital or cash compensation if a particular event initially defined in the agreement occurs in the future.
Start-ups and SMEs have a higher likelihood of failure compared to more established businesses. Many start-ups struggle to gain traction, achieve profitability, or navigate competitive markets. As an investor, there is a risk of losing the entire investment if the start-up fails, so investors need to be aware of this risk before making any investment decisions.
Start-ups often require multiple rounds of funding to support their growth and development. Existing investors may face dilution of their ownership stake if the start-up raises additional capital at a higher valuation or if the company issues more shares to new investors.
Start-ups operate in dynamic and competitive markets. There is a risk that the start-up's products, services, or business model may not gain sufficient market acceptance or face challenges from established competitors. As an investor, you should realize that changes in market conditions or customer preferences can impact the start-up's prospects.
Investments in start-ups and SMEs are typically illiquid; therefore, it can be challenging to sell or exit the investment easily. Investors may have to wait for a significant event, such as an acquisition or initial public offering (IPO). It can result in a prolonged holding period without readily available liquidity. Investors must understand and consider the potential illiquidity of their investment and carefully evaluate their investment horizon and cash flow needs accordingly.
Start-ups are typically valued based on future potential and projections rather than tangible assets or historical financial performance. There is a risk of overvaluing or undervaluing a start-up, leading to potential discrepancies between the investment price and the actual value realized in the future.
ARFI has approved Regulation regarding “Investigation of Customer Complaint Claims,” pursuant to the requirements of RA Law on “Financial System Mediator”, which defines the standard operating procedures for filing, investigating, and ruling on customer complaint claims as well as the rights and responsibilities of the investigative officer.
Any individual is entitled to file a complaint before the Financial System Mediator in accordance with the law.
- Office of the financial System Mediator:
- Mediator: Piruz Sargsyan
- Address: Vazgen Sargsyan 26/1, Yerevan, Armenia
- Phone: (10) 58 23 22, (10) 58 23 21
- Fax: (10) 58 24 21
- E-mail: firstname.lastname@example.org
- Web: www.fsm.am